An eligible program is a course of study that leads to a degree or certificate and meets the U.S. Department of Education's requirements for an eligible program. To get federal financial aid, you must be enrolled in an eligible program, with two exceptions:
- If a school has told you that you must take certain coursework to qualify for admission into one of its eligible programs, you can get a Stafford Loan for up to 12 consecutive months while you're completing that coursework. You must be enrolled at least half-time, and you must meet the usual student aid eligibility requirements.
- If you're enrolled at least half-time in a program to obtain an initial professional credential or certification required by a state for employment as an elementary or secondary school teacher, you can get a Federal Perkins Loan, Federal Work-Study, or Stafford loan while you're enrolled in that program.