Repayment of loans from the FFEL or Direct Loan programs may be deferred for full-time teaching in a federally designated teacher shortage area for a maximum of three years if:
- you received a FFEL for enrollment in classes that started between July 1, 1987, and June 30, 1993, and
- you had no outstanding FFEL on the date you signed the promissory note for the loan.
For more information about teaching deferments for the FFEL Program, you should consult your promissory note, and contact the lender or guarantor holding your loan, or the state education agency in the state where you are teaching. You can also find additional information on the http://studentaid.ed.gov web site.